Identity Theft Insurance

Identity theft is currently the fastest growing white collar crime in America. In cases of identity theft, criminals obtain personal data, such as a credit card number or Social Security number, and use the information to assume someone else’s identity. Thieves may take over existing accounts, open new accounts or apply for loans. Consumers may not be aware that their identity has been stolen until a merchant or collection agency contacts them seeking payment for a bill they know nothing about.

Identity theft insurance provides peace of mind to individuals worried about identity fraud. We offer premiums in both $25,000 and $1,000,000 under our master policy. The insurance policy is designed to handle any residual charges and debts that were incurred as a result of the theft. This applies to both a stolen identity event and an unauthorized electronic funds transfer.

Features and Benefits

On-call identity theft specialists guide victims through the identity theft
restoration process
Identity theft recovery kit including form letters for creditors and credit reporting agencies
Reimbursement of wages lost due to time off work to resolve an identity theft issue
Reimbursement of costs associated with certain civil suits, loan re-filing and fees, as well as other expenses associated with identity recovery
Optional coverage for family members of employees, members and customers, physical damage to computer hardware and losses arising from a computer virus