Non-Credit Products

In 2006, the Federal Trade Commission conducted a study of 249,000 cases of identity theft and found that credit-related identity theft comprises only 18% of all identity theft cases. This leaves users of credit monitoring still exposed to the threat, as 82% of their identity theft risk is undetectable through credit monitoring alone.

Credit-related identity theft has declined 40% over the last four years and non-credit-related cases increased by 17%. Identity theft is ever evolving with identity thieves constantly seeking out new ways of using identities while reducing their risk of capture. The changing nature of this crime means that consumers must seek more comprehensive solutions that provide true identity monitoring beyond credit records.

Respected research associations and general consumer publications have stated that consumers need more than just credit monitoring to protect their identities. Therefore, it’s important that a consumer review and monitor their non-credit identity reports on a regular basis. Early detection of possible identity theft can help the subscriber to quickly resolve any disputes and save them countless hours and stress in recovering their identity. The non-credit products we offer are:

Public Record Data Monitoring
Monitoring public consumer records provides valuable information
National Court Records Monitoring
Combat criminal identity theft with early detection monitoring
Payday Loan Data Monitoring
Expand the depth of protection with payday loan data monitoring
Basic Sex Offender Data Monitoring
Protecting personal information through national records searches

Internet Surveillance
Monitoring to detect the online distribution of personal information
Driving Record Data Monitoring
Uncovering driving information on motor vehicle record reports
Identity Theft Insurance
Insurance against identity theft provides peace of mind