Credit Monitoring Services

Credit Monitoring is a tool that reviews a consumer’s credit file for changes that occur and notifies the consumer of those changes -- important in the prevention of identity theft. Identity thieves target their victims for many different purposes: to borrow money fraudulently, to avoid having their real identity associated with crimes identity theft criminals commit, to commit bank fraud, to open new telephone and utility accounts, to acquire government benefits, to take over existing accounts, etc. CoreLogic Consumer Services works with each of the three credit reporting agencies to monitor consumers’ credit files and notify them when changes occur.

Credit files are monitored for:

Address changes
Newly opened accounts
Changes to current accounts
Derogatory information (foreclosure, bankruptcy)
File inquiries
Public records

With Credit Monitoring, the consumer’s credit file is monitored on an ongoing basis. If there are changes to the credit file, consumers will receive an "activity" notification. Notifications can be made daily, weekly, monthly or quarterly. If no activity occurs, the consumer will be notified of that as well. At CoreLogic Consumer Services, we offer several different types of monitoring.

1-Bureau Monitoring
Credit data is sourced from Experian.

1-Bureau Monitoring Sample
3-Bureau Monitoring
Credit data is monitored from Experian, TransUnion and Equifax.

3-Bureau Monitoring Sample
Score Monitoring
A monthly credit score report is provided from Experian.

Score Monitoring Sample
Child Monitoring
A header record check is performed to see if a minor’s credit file exists.